Privacy Policy
This Privacy Policy explains how this website ("we," "us," or "the site") handles information when you use our settlement calculator. We've tried to keep it plain and honest. By using the site, you agree to this policy.
The short version
- The calculator runs entirely in your browser. The numbers you type (medical bills, wages, fault, state, etc.) are not sent to us, and we do not store them.
- We don't require an account, an email, or a phone number to use the tool.
- Like most websites, our hosting provider may keep standard technical logs, and — when enabled — we may use analytics and display third-party ads that rely on cookies.
Information we collect
Information you enter into the calculator
All calculations happen locally on your device. The financial and personal details you enter are processed in your browser to produce an estimate and are not transmitted to or retained by us.
Information you send us
If you email us (for example, via the Contact page), we receive the information you choose to include, such as your email address and message. We use it only to respond to you.
Information collected automatically
Our hosting provider may automatically record standard server log data (such as IP address, browser type, referring page, and time of visit) for security and reliability. If and when we enable analytics or advertising, additional data may be collected as described below.
Cookies and similar technologies
The core calculator does not require first-party tracking cookies to function. When we enable analytics or advertising, those services may set cookies or use similar technologies (such as local storage or device identifiers). You can control or delete cookies through your browser settings; disabling them will not stop the calculator from working.
Analytics
We may use a privacy-conscious analytics service to understand aggregate, anonymous usage (for example, how many people visit a page). This helps us improve the tool. Where analytics are used, we configure them to avoid collecting more personal data than necessary.
Advertising (Google AdSense)
This site is preparing to display advertising through Google AdSense. When advertising is enabled, the following applies:
- Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites.
- Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the Internet.
- You may opt out of personalized advertising by visiting Google Ads Settings.
- You can opt out of a third-party vendor's use of cookies for personalized advertising at www.aboutads.info.
- For more on how Google uses data when you use our partners' sites or apps, see Google's policy.
How we use information
- To operate, maintain, and improve the site.
- To respond to your messages.
- To keep the site secure and prevent abuse.
- To measure aggregate usage and, where enabled, to display advertising.
We do not sell the personal information you provide, and we do not operate the calculator as a lead-generation funnel.
Your choices and rights
Depending on where you live, you may have rights over your personal data — for example, under the EU/UK GDPR or the California Consumer Privacy Act (CCPA/CPRA) — such as the right to access, correct, or delete certain data, or to opt out of certain processing. To make a request, contact us using the details below. You can also manage cookies and ad personalization using the links in the Advertising section and your browser settings.
Children's privacy
This site is not directed to children under 13 (or the equivalent minimum age in your jurisdiction), and we do not knowingly collect personal information from them.
Data retention and security
We keep email correspondence only as long as needed to address your inquiry. We take reasonable measures to protect information, but no method of transmission or storage is completely secure.
International visitors
The site is operated for a primarily US audience and may be hosted in the United States. If you access it from elsewhere, your information may be processed in countries with different data-protection laws than your own.
Changes to this policy
We may update this policy from time to time. We'll revise the "Last updated" date above when we do. Material changes will be reflected on this page.