Louisiana Car Accident Settlement Calculator
Estimate what a car accident or personal injury claim might be worth in Louisiana — instantly, with no email or phone number required. This tool applies Louisiana's modified comparative negligence (51% bar) rule, the factor that most "calculators" leave out, and shows you exactly how it reaches the number.
Louisiana claims at a glance
| Negligence rule | Modified comparative negligence (51% bar) |
|---|---|
| If you share fault | Barred above 50% fault (you can still recover at exactly 50%) |
| No-fault insurance state? | No |
| Statute of limitations (approx.) | ~2 years |
| Legal data last reviewed | 2026-06 |
📌 Two major recent changes: (1) Fault rule changed from pure to modified comparative (51% bar) effective 1 Jan 2026 (Acts 2025, No. 15, amending La. Civ. Code Art. 2323). (2) Prescriptive period extended from 1 to 2 years effective July 2024 (La. Civ. Code Art. 3493.1). For injuries before 1 Jan 2026 the prior pure comparative rule may still apply.
Estimate your Louisiana settlement
A few quick questions, in the order things actually happen. Everything stays in your browser, and you’ll get your estimate the moment you hit the button — no email, no waiting.
How fault affects your settlement in Louisiana
This state uses modified comparative negligence with a 51% bar. Your recovery is reduced by your fault percentage, but if you are more than 50% at fault you recover nothing.
Say your total damages come to $84,000 and you were 30% at fault. Under Louisiana's modified comparative negligence (51% bar), your award is reduced to about $58,800. You can still recover at exactly 50% fault, but once your fault is more than 50%, Louisiana bars recovery entirely.
Louisiana settlement FAQ
What negligence rule does Louisiana use for car accident claims?
Louisiana follows modified comparative negligence (51% bar). This state uses modified comparative negligence with a 51% bar. Your recovery is reduced by your fault percentage, but if you are more than 50% at fault you recover nothing.
How long do I have to file a personal injury claim in Louisiana?
Louisiana's statute of limitations for personal injury is generally about 2 years from the date of the accident. Deadlines vary by claim type and have exceptions, and missing one can permanently bar your claim — confirm the exact deadline with a Louisiana attorney.
Can I still recover if the accident was partly my fault in Louisiana?
Barred above 50% fault (you can still recover at exactly 50%). In short: Recover only if you are 50% or less at fault.
Is there anything unusual about Louisiana's rules?
Two major recent changes: (1) Fault rule changed from pure to modified comparative (51% bar) effective 1 Jan 2026 (Acts 2025, No. 15, amending La. Civ. Code Art. 2323). (2) Prescriptive period extended from 1 to 2 years effective July 2024 (La. Civ. Code Art. 3493.1). For injuries before 1 Jan 2026 the prior pure comparative rule may still apply.
Sources
Last reviewed 2026-06. We cite our sources so you can verify — laws change, and corrections are welcome via Contact.
Important disclaimer
This Louisiana estimate is for general information only and is not legal advice. Real settlements depend on disputed liability, insurance policy limits, evidence, damage caps, and negotiation. Statute-of-limitations figures are approximate — verify locally. Consult a licensed Louisiana attorney about your specific claim. See our full Disclaimer.