Montana Car Accident Settlement Calculator
Estimate what a car accident or personal injury claim might be worth in Montana — instantly, with no email or phone number required. This tool applies Montana's modified comparative negligence (51% bar) rule, the factor that most "calculators" leave out, and shows you exactly how it reaches the number.
Montana claims at a glance
| Negligence rule | Modified comparative negligence (51% bar) |
|---|---|
| If you share fault | Barred above 50% fault (you can still recover at exactly 50%) |
| No-fault insurance state? | No |
| Statute of limitations (approx.) | ~3 years |
| Legal data last reviewed | 2026-06 |
Estimate your Montana settlement
A few quick questions, in the order things actually happen. Everything stays in your browser, and you’ll get your estimate the moment you hit the button — no email, no waiting.
How fault affects your settlement in Montana
This state uses modified comparative negligence with a 51% bar. Your recovery is reduced by your fault percentage, but if you are more than 50% at fault you recover nothing.
Say your total damages come to $84,000 and you were 30% at fault. Under Montana's modified comparative negligence (51% bar), your award is reduced to about $58,800. You can still recover at exactly 50% fault, but once your fault is more than 50%, Montana bars recovery entirely.
Montana settlement FAQ
What negligence rule does Montana use for car accident claims?
Montana follows modified comparative negligence (51% bar). This state uses modified comparative negligence with a 51% bar. Your recovery is reduced by your fault percentage, but if you are more than 50% at fault you recover nothing.
How long do I have to file a personal injury claim in Montana?
Montana's statute of limitations for personal injury is generally about 3 years from the date of the accident. Deadlines vary by claim type and have exceptions, and missing one can permanently bar your claim — confirm the exact deadline with a Montana attorney.
Can I still recover if the accident was partly my fault in Montana?
Barred above 50% fault (you can still recover at exactly 50%). In short: Recover only if you are 50% or less at fault.
Sources
Last reviewed 2026-06. We cite our sources so you can verify — laws change, and corrections are welcome via Contact.
- Mont. Code Ann. § 27-2-204 — Tort actions -- general and personal injury (3-year limitation) (Montana Legislature, Montana Code Annotated)
- Mont. Code Ann. § 27-1-702 — Comparative negligence; extent to which contributory negligence bars recovery (modified comparative, 51% bar) (Montana Legislature, Montana Code Annotated)
Important disclaimer
This Montana estimate is for general information only and is not legal advice. Real settlements depend on disputed liability, insurance policy limits, evidence, damage caps, and negotiation. Statute-of-limitations figures are approximate — verify locally. Consult a licensed Montana attorney about your specific claim. See our full Disclaimer.