Settlement Calculator

Tennessee Car Accident Settlement Calculator

Estimate what a car accident or personal injury claim might be worth in Tennessee — instantly, with no email or phone number required. This tool applies Tennessee's modified comparative negligence (50% bar) rule, the factor that most "calculators" leave out, and shows you exactly how it reaches the number.

Tennessee claims at a glance

Negligence ruleModified comparative negligence (50% bar)
If you share faultBarred at 50% or more fault
No-fault insurance state?No
Statute of limitations (approx.)~1 year
Legal data last reviewed2026-06

📌 Personal-injury limit is 1 year.

Estimate your Tennessee settlement

A few quick questions, in the order things actually happen. Everything stays in your browser, and you’ll get your estimate the moment you hit the button — no email, no waiting.

1 What happened?

This sets a starting point for your fault share below — you can fine-tune it later.

2 When did it happen?
Date of the accident

No date selected yet

Holidays (red) and weekends are marked, and they update for your state. Future dates can’t be selected. We use this to calculate how long you have left to file.

3 Where did it happen?

Negligence law varies by state — we apply the correct rule for your selection.

4 How serious were the injuries?

Adjust the pain & suffering multiplier

5 What has it cost you?

Property damage is typically paid separately from personal-injury damages but is included here so you see your total economic losses.

Most people don't know this yet — leave it blank and we'll show your state's legal minimum as a reality check.

6 How much was your fault?

This is decisive — some states bar recovery entirely once your share crosses a threshold.

No trembling hands required — it's an estimate, not a verdict, and only you ever see it.

How fault affects your settlement in Tennessee

This state uses modified comparative negligence with a 50% bar. Your recovery is reduced by your fault percentage, but if you are 50% or more at fault you recover nothing.

Say your total damages come to $84,000 and you were 30% at fault. Under Tennessee's modified comparative negligence (50% bar), your award is reduced to about $58,800. But the moment your fault reaches 50% or more, Tennessee bars your recovery entirely.

Tennessee settlement FAQ

What negligence rule does Tennessee use for car accident claims?

Tennessee follows modified comparative negligence (50% bar). This state uses modified comparative negligence with a 50% bar. Your recovery is reduced by your fault percentage, but if you are 50% or more at fault you recover nothing.

How long do I have to file a personal injury claim in Tennessee?

Tennessee's statute of limitations for personal injury is generally about 1 year from the date of the accident. Deadlines vary by claim type and have exceptions, and missing one can permanently bar your claim — confirm the exact deadline with a Tennessee attorney.

Can I still recover if the accident was partly my fault in Tennessee?

Barred at 50% or more fault. In short: Recover only if you are less than 50% at fault.

Is there anything unusual about Tennessee's rules?

Personal-injury limit is 1 year.

Sources

Last reviewed 2026-06. We cite our sources so you can verify — laws change, and corrections are welcome via Contact.

Important disclaimer

This Tennessee estimate is for general information only and is not legal advice. Real settlements depend on disputed liability, insurance policy limits, evidence, damage caps, and negotiation. Statute-of-limitations figures are approximate — verify locally. Consult a licensed Tennessee attorney about your specific claim. See our full Disclaimer.

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